Buying the cheapest insurance for a Chevrolet Equinox is fairly simple, but it is dependent upon lots of different rating factors such as the safety rating of your vehicle, if you have recent claims, and your choice of physical damage deductibles. Drivers pay around $700 per year to insure their Equinox, but that amount is based upon a 50-year-old single female driver with full physical damage coverage and $500 deductibles.
When estimating a car insurance rate like we just did, the issue is that you’re not a 50-year-old female, possibly married instead of single, or you just want cheap liability insurance instead of full coverage. Car insurance coverage is unique to each driver, so this is why the way we recommend to find cheap auto insurance rates for your Chevrolet is to just take the time to compare rates yourself. To start saving now, get free quotes and you will receive prices from some of the cheapest companies that insure vehicles in North Carolina.
Compare Chevrolet Equinox Insurance Rates
Your vehicle’s trim level impacts the insurance rate, so the price you will be charged to insure a Equinox LS 2WD trim level will be $64 less than the insurance cost for the high end Equinox LTZ AWD model, as shown in the prices below.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Equinox LS 2WD | $134 | $256 | $282 | $16 | $84 | $772 | $64 |
| Equinox LT 2WD | $134 | $256 | $282 | $16 | $84 | $772 | $64 |
| Equinox LS AWD | $134 | $256 | $282 | $16 | $84 | $772 | $64 |
| Equinox LT AWD | $134 | $256 | $282 | $16 | $84 | $772 | $64 |
| Equinox LTZ 2WD | $152 | $302 | $282 | $16 | $84 | $836 | $70 |
| Equinox LTZ AWD | $152 | $302 | $282 | $16 | $84 | $836 | $70 |
| Equinox LTZ AWD | $152 | $302 | $282 | $16 | $84 | $836 | $70 |
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Data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and North Carolina minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, homeowner, and claim-free. Prices do not factor in specific zip code location which can lower or raise price quotes significantly.
Locating low-cost car insurance is tough enough, and figuring out which company quotes the most affordable insurance rates for a Chevrolet Equinox involves even more rate comparisons.
Each auto insurer has their own guidelines to set premium rates, so let’s begin by taking a look at the most affordable insurance companies in Greensboro, NC. It’s a good idea to know that Greensboro insurance rates are based on many factors that control the price you pay for coverage. That is why it is critical to do a thorough rate comparison when trying to find affordable auto insurance rates for a Chevrolet Equinox. Insurance prices are made up of many risk factors and change substantially, so the best company six months ago may now be priced much higher than other options.
Lowest Insurance Price Quotes for Your Equinox
| Rank | Company | Cost Per Year |
|---|---|---|
| 1 | Progressive | $632 |
| 2 | Utica National | $655 |
| 3 | Penn National | $717 |
| 4 | GEICO | $720 |
| 5 | Liberty Mutual | $721 |
| 6 | NC Farm Bureau | $737 |
| 7 | State Farm | $756 |
| 8 | Titan | $759 |
| 9 | Auto-Owners | $878 |
| 10 | National General | $881 |
| 11 | Allied | $928 |
| 12 | Erie | $931 |
| 13 | Travelers | $936 |
| 14 | Peerless | $1,002 |
| 15 | Nationwide | $1,011 |
| 16 | Encompass | $1,031 |
| 17 | Unitrin | $1,032 |
| 18 | Safeco | $1,044 |
| 19 | MetLife | $1,049 |
| 20 | Allstate | $1,097 |
| Get a Custom Quote Go | ||
Progressive may offer some of the cheapest car insurance rates in Greensboro at around $632 per year. Utica National, Penn National, GEICO, and Liberty Mutual also are some of the best Greensboro, NC car insurance companies.
In the above rates, if you are a policyholder with Utica National and switched to Progressive, you could realize an annual savings of about $23. Customers with Penn National may save as much as $85 a year, and GEICO policyholders might realize rate reductions of up to $88 a year.
Be aware that those premiums are averaged for all drivers and vehicles in North Carolina and do not factor in a specific zip code for a Chevrolet Equinox. So the auto insurance company that can offer you the best rate may not even be in the top 20 companies in the list above. That helps illustrate why you need to get quotes using your own personal information and vehicle type.
Insurance rate increases from tickets or accidents
The best way to find low insurance premiums for an Equinox is to be a safe driver and avoid traffic citations and accidents. The example below demonstrates how traffic citations and accidents increase insurance prices for each different age group. The premiums are based on a single male driver, full coverage, $100 deductibles, and no discounts are applied to the premium.
In the example above, the average cost of an auto insurance policy per year with no accidents or violations is $1,700. Get written up for one speeding ticket and the average cost hikes up to $1,914, an increase of $214 each year. Then add one accident along with the one speeding ticket and the annual cost of insurance for a Chevrolet Equinox increases to an average of $2,519. That’s an increase of $819, or $68 per month, just for not driving attentively!
Discounts on Greensboro car insurance
Car insurance companies that provide policies for a Chevrolet Equinox may also offer policy discounts that could potentially reduce rates by as much as 25% or more if you can meet the requirements. Popular insurance companies and their offered discounts include:
- Farm Bureau includes discounts for multi-policy, renewal discount, safe driver, youthful driver, and 55 and retired.
- MetLife offers discounts for multi-policy, good driver, claim-free, defensive driver, good student, and accident-free.
- Progressive discounts include online quote discount, continuous coverage, multi-policy, online signing, multi-vehicle, good student, and homeowner.
- AAA has savings for good student, multi-policy, good driver, education and occupation, pay-in-full, multi-car, and anti-theft.
- American Family policyholders can earn discounts including good student, mySafetyValet, air bags, early bird, and accident-free.
- GEICO offers premium reductions for driver training, air bags, emergency military deployment, seat belt use, anti-theft, anti-lock brakes, and multi-policy.
- State Farm has discounts for multiple autos, good driver, Steer Clear safe driver discount, good student, multiple policy, safe vehicle, and anti-theft.
The diagram below compares insurance costs with and without discounts being applied to the rates. The premiums assume a female driver, no driving violations, no at-fault accidents, North Carolina state minimum liability limits, comprehensive and collision coverage, and $100 deductibles. The first bar for each age group shows insurance cost with no discounts. The second bar shows the rates with vehicle safety, multiple policy, safe-driver, multiple vehicle, marriage, and homeowner discounts applied. With discounts applied, theamount saved on insurance for a Chevrolet Equinox is 28% or $444.
Tips to find low-cost auto insurance for a Chevrolet Equinox
It’s not impossible to find cheaper rates, and here are some thrifty ideas that can help Greensboro drivers quote lower-cost car insurance.
- Do not get into accidents
- Try paying for small claims out-of-pocket
- Pay cheaper rates with good credit scores
- Safe vehicles generally have lower rates
- Violations and traffic tickets increase rates
- Ensure you have the best deal by shopping around regularly
The last tip in the list is highly crucial, as we pointed out in this piece. Prices charged by auto insurers change constantly, so don’t be tentative to buy a policy from a new company if a lower-cost policy is available. Many consumers stick with the same company and that’s fine, but it’s not recommended if that faithfulness ends up costing you a small fortune year after year. It only takes a couple minutes to compare rates and find cheaper auto insurance for a Chevrolet Equinox in Greensboro.
The agents listed below are willing to answer your questions and help you decide which car insurance company is the best fit, since some drivers wish to have a consultation when trying to find lower insurance rates for a Chevrolet Equinox. It can be complicated to find the cheapest auto insurance company, so insurance agents can add peace of mind knowing your policy gives you decent coverage if you have a claim.
To locate an agency near you, click the button at the bottom.
- Barry Morgan – State Farm Insurance Agent
2001 N O Henry Blvd Srv Rd b – Greensboro, NC 27407 – (336) 294-3894 - Allstate Insurance: John L. Palmer
445 Dolley Madison Rd a – Greensboro, NC 27410 – (336) 852-8800 - Jackie Smith – State Farm Insurance Agent
1611 New Garden Rd – Greensboro, NC 27410 – (336) 299-7998 - Allstate Insurance: Michael Patterson
3817 Lawndale Dr, Ste B2 – Greensboro, NC 27455 – (336) 545-4596