Amazingly, a recent NerdWallet.com study showed that most consumers kept their coverage with the same auto insurance company for over three years, and 38% of drivers have never taken the time to shop around. With the average premium in North Carolina being $976, drivers can save hundreds of dollars each year, but they just don’t understand the actual amount they would save if they swap their current policy for a cheaper one.
The preferred way to save on auto insurance rates is to start comparing prices regularly from companies who provide car insurance in Greensboro. Price quotes can be compared by completing these steps.
First, read and learn about auto insurance and the measures you can control to keep rates low. Many rating factors that result in higher prices such as at-fault accidents, speeding tickets, and an imperfect credit history can be amended by making lifestyle changes or driving safer.
Second, compare price quotes from exclusive agents, independent agents, and direct providers. Exclusive agents and direct companies can only give rate quotes from one company like GEICO and State Farm, while independent agencies can quote prices from multiple companies.
Third, compare the new rate quotes to your existing rates to see if a cheaper price is available in Greensboro. If you find a lower rate quote and make a switch, ensure coverage does not lapse between policies.
The key thing to know about shopping around is to try to use identical coverage information on each quote and and to get quotes from as many companies as feasibly possible. Doing this ensures an accurate price comparison and a complete price analysis.
The fastest way that we advise to compare insurance rates from multiple companies is to know the trick all the major auto insurance companies allow for online access to give free rates quotes. The only thing you need to do is provide the companies a bit of rating information including your occupation, types of safety features, if you went to college, and how your vehicles are used. Your details is submitted instantly to multiple different insurance companies and they return quotes quickly.
To compare rates for your Kia Stinger now, click here and find out if you can get cheaper insurance in Greensboro.
The companies in the list below offer free rate quotes in Greensboro, NC. If you want to find cheaper car insurance in Greensboro, NC, we suggest you visit two to three different companies to get the best price comparison.
When to get professional advice
When it comes to buying insurance from an agent or online, there really is no “perfect” insurance plan. Your financial needs are unique.
For example, these questions might point out whether you may require specific advice.
- Where can I find DUI or SR-22 insurance?
- What is medical payments coverage?
- What should my uninsured motorist coverage limits be in North Carolina?
- Does my insurance cover damage caused when ticketed for reckless driving?
- How do I buy GAP insurance?
- Is there a penalty for late payment?
- What does medical payments coverage do?
- Does my insurance cover my expensive audio equipment?
If you’re not sure about those questions but you know they apply to you, you may need to chat with an insurance agent. To find lower rates from a local agent, take a second and complete this form.
Insurance agencies near you
Some consumers still prefer to get advice from a local agent and that can be a smart move An additional benefit of comparing rate quotes online is that you can find cheap rate quotes and still have a local agent.
For easy comparison, once you complete this quick form, your insurance coverage information is immediately sent to participating agents in Greensboro who will return price quotes for your business. You won’t even need to visit any agencies since rate quotes are delivered immediately to you. You can find lower rates and a licensed agent to talk to. If for some reason you want to get a rate quote from one company in particular, you would need to navigate to their website and fill out the quote form the provide.
Deciding on an insurance company requires you to look at more than just a cheap price quote. These are some valid questions you should ask.
- What insurance companies do they work with in Greensboro?
- Do they have a Better Business Bureau rating in Greensboro?
- Do they see any coverage gaps in your plan?
- Do they assist clients in filing claims?
- Will you get a loaner vehicle if you car is being repaired?
If you are wanting to purchase auto insurance from a reliable insurance agency, there are a couple of types of insurance agents from which to choose. Greensboro agents can either be exclusive agents or independent agents.
Exclusive Auto Insurance Agents
These agents can only place business with one company like Allstate and State Farm. These agents are not able to place coverage with different providers so if the price isn’t competitive there isn’t much they can do. Exclusive agents receive a lot of sales training on their company’s products which helps offset the inability to provide other markets. Consumers frequently buy insurance from these agents partially due to the brand and solid financial strength.
Listed below are Greensboro exclusive agencies willing to provide rate quotes.
- Allstate Insurance: John F Davis
3800 S Holden Rd #101 – Greensboro, NC 27406 – (336) 299-9100 – View Map - Allstate Insurance: Michael Patterson
3817 Lawndale Dr, Ste B2 – Greensboro, NC 27455 – (336) 545-4596 – View Map - Jim Goard – State Farm Insurance Agent
407 Parkway Ave c – Greensboro, NC 27401 – (336) 274-1918 – View Map
Independent Insurance Agents
Agents in the independent channel can sell policies from many different companies so as a result can place your coverage with a variety of different insurance companies and help determine which has the cheapest rates. If prices rise, an independent agent can move your coverage and that require little work on your part. When searching for an agent, you should always contact at least one independent agent to get the most accurate price comparison. They also have the ability to place coverage with smaller companies that may have much lower rates than larger companies.
Listed below is a short list of independent insurance agencies in Greensboro that are able to give rate quotes.
- Nationwide Insurance: Haywood Insurance Agency Inc
2211 W Meadowview Rd Ste 110 – Greensboro, NC 27407 – (336) 855-1234 – View Map - Hix Insurance Center
924 E Bessemer Ave – Greensboro, NC 27405 – (336) 272-7168 – View Map - Southeastern Agency Group Inc
1501 Highwoods Blvd # 301 – Greensboro, NC 27410 – (336) 218-7470 – View Map
If you receive good responses to these questions as well as low cost Kia Stinger insurance quotes, it’s a good possibility that you have found an auto insurance agent that can be relied on to properly insure your vehicles.
Greensboro auto insurance company ratings
Choosing the highest-rated car insurance company can be a challenge considering how many different companies insure vehicles in North Carolina. The ranking information displayed below could help you analyze which companies to look at putting your business with.
Top 10 Greensboro Car Insurance Companies Ranked by Value
- Travelers
- American Family
- AAA Insurance
- Safeco Insurance
- Progressive
- The Hartford
- The General
- 21st Century
- Esurance
- Titan Insurance
Top 10 Greensboro Car Insurance Companies Ranked by Claims Service
- Travelers
- Nationwide
- Allstate
- State Farm
- Liberty Mutual
- GEICO
- American Family
- Esurance
- Titan Insurance
- AAA Insurance